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If you own a negatively geared rental property and are intending to take some time off work to have children the rental property losses may well be wasted.
Consider in the financial year before the financial year you take leave, it may be worth paying 12 months (no more or the whole deduction is delayed) interest in advance and anything else you can.
Then when you are ready to return to work delay everything you can until the start of a financial year in which you will earn a decent income.
Please seek advice on your particular circumstances before acting on this information.
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